What is a payday loan? A payday loan is a quick and simple way to obtain a short term loan that provides a sensible alternative to costly bounced checks, late payment charges and tarnished credit ratings. Is my payday loan secure and confidential? We handle applications on our secure SSL server, utilizing the industry highest standard. What are the requirements to apply for a cash advance?           • Make a minimum of $1,000 (after taxes) salary per month or $800 on fixed income           • Be employed full time at the same job for a minimum of 3 months           • Be 18 years of age and a USA citizen.           • Have an active checking account in. What if I have no credit history or bad credit? Bad Credit, No Credit, No Problem. Unlike many financial institutions that require you to have good credit, a payday loan is an option for people with no or bad credit. Your credit is not checked through the major credit bureaus, but most lenders use TeleCheck, TeleTrack, and SCAN which are NSF and closed account check reporting services. How soon can I receive my cash advance and how much can I borrow? Once you are approved by one of the Lenders the cash will usually be wired into your account within 24 hours. The amount you qualify for will be determined by the Lender. How do I apply for a payday loan? Complete an online application. Who is my lender? Your lender will contact you via email after completing the loan application. Once you submitted your application, you will receive documents and contact information from your lender. PLEASE PRINT AND SAVE THIS IMPORTANT INFORMATION FOR FUTURE REFERENCE. How much was my loan approved for? The loan amount is determined by the lender and is based on the information that you provided on the loan application. If you have additional questions about your loan amount, you should contact your lender directly. Please note that you will be given contact information for your lender immediately following the application process. PLEASE SAVE THIS IMPORTANT INFORMATION FOR FUTURE REFERENCE. When and how do I repay my payday loan? Funds are usually deducted from your account on your next payday by electronic transfer. Once matched with a lender, you will be directed to your lender's loan documents. What are the finance fees on a payday loan? Fees and repayment terms are established by the lender. Click here to review APR Disclosure and APR Calculator and loan examples. When is my loan due? Your loan and finance charge is due on your next payday. Please remove me from your list. [Click Here] THE OPERATOR OF THIS WEBSITE IS NOT A LENDER, and does not make loans or credit decisions. This Website does not constitute an offer or solicitation to lend. This site will forward the information you provided to one or several independent loan companies. Providing your information on this Website does not guarantee that you will be approved for a loan. The operator of this Website is not an agent, representative or broker of any lender and does not endorse or charge you for any service or product. Not all lenders can provide up to $1,500. Cash transfer times may vary between lenders and may depend on your individual financial institution. In some circumstances faxing may be required. This service is not available in all states, and the states serviced by this Website may change from time to time and without notice. For details, questions or concerns regarding your loan, please contact your lender directly. Residents of some states may not eligible for a loan based upon lender requirements. **Typically lenders will not perform credit checks with the three credit reporting bureaus: Experian, Equifax, or Trans Union. Credit checks or consumer reports through alternative providers may be obtained by some lenders